Investing in real estate
Investing in the Algarve
Why?
The Algarve offers a stable and growing real estate market within a secure institutional framework. As a member of the European Union, Portugal ensures strong legal protections for property rights, making it a safe and lucrative choice for both local and foreign investors.
Through our network and experience, we can get you a great return on investment. Whether you are looking for rentals, trading, developing or renovating, we can help you get the most out of your investment. And if you like sun, it might even be a good option to use the property yourself too once in a while!
Investment cases
A few example cases
Short term rental
Townhouse lagoa
This 35m² T1 townhouse in Lagoa highlights how compact, fully equipped properties can excel in the short-term rental market. With modern finishes, a sunny terrace, and proximity to beaches and attractions, it appeals strongly to vacationers in the Algarve.
In its first year, this property achieved an impressive net rental return of nearly 6%, showcasing the profitability of well-located, thoughtfully designed rental units.
Click below to see the calculations or download the full brochure for a comprehensive overview.
Long term rental
Apartment
This fully renovated 3-bedroom, 2-bathroom apartment offers a strong long-term rental investment in a prime location. Spanning 110m², the apartment is just a short walk from the market, marina, and waterfront. The condominium features a shared rooftop terrace with a pool and stunning sea views, adding to its appeal.
With its modern design and sought-after location, this property offers the potential for a steady net rental return of around 5%. A solid option for investors seeking a reliable income stream in the Algarve.
Click below to see the calculations or download the full brochure for a comprehensive overview.
Renovation
Olhão townhouse
Transform this 70m² townhouse into your dream home or a smart investment. Located in the vibrant historic center of Olhão, just 7 minutes from the iconic market, this property features two floors, a panoramic rooftop terrace, and immense potential.
With a 14-week renovation timeline and an estimated ROI of 30%, this is a prime example of how creativity and investment come together in the Algarve. Perfect as a personal home or rental property.
Click below to see the calculations or download the full brochure for a comprehensive overview.
Project developments
Luxury investments
This plot, with an approved project for five luxury villas, presents a low-risk, high-potential investment in the Algarve. The project includes villas with 3 bedrooms, 4 bathrooms, an office, built-in wardrobes, and optional private pools, all designed with high-end finishes.
The 5,123.4m² of buildable area and south-facing orientation ensure maximum appeal, while the inclusion of shared condominium amenities adds value. With a projected 25% ROI, this is a secure investment ideal for developers looking for a straightforward and profitable project.
Click below to see the calculations or download the full brochure for a comprehensive overview.
Our investing timeline
What steps do we take?
We dare to say that we are the most full-service buyers agency in Portugal. We guide you trough every step of the process, and (if desired) even book your flight, accommodation and transport when you come over to do viewings. If you work with us, we will take everything out of hands so you won’t need to worry about a thing.
Phase 1: Develop the plan
We’ll meet to discuss your needs and explain how we can assist you. If we move forward together, we’ll craft a strategic plan covering finance options, investment strategies, and key operational details like taxes, costs, and legal arrangements. For example, we can help you explore financing options in Portugal, such as securing a mortgage.
Phase 2: Search & Selection
We’ll begin the property search, aiming to find the best property at the right price. Our recommendations are backed by thorough market research and accurate data from our trusted partners. You’ll receive a detailed ROI forecast to help guide your decision. If needed, we can also arrange and accompany you on property viewing trips.
Phase 3: Aquisition
Once we’ve selected the right property, we’ll negotiate the best deal based on market insights and experience. After reaching an agreement, we’ll guide you through signing the purchase contract and completing the notary deed. We ensure you receive proper legal advice, help you obtain a tax number and bank account, and assist with securing insurance and setting up utilities.
Phase 4: Setup, Management & Return
Once everything is in place, we can help you launch rental activities. Our rental management department can take the whole operation out of your hands. This way, your rental business will run smoothly and you don’t have to worry about a thing.
Reviews
What do our clients say?
We had a fantastic experience with Kay and Laurens! Professional, dedicated, and transparent every step of the way. They truly think along with us and know the Portuguese market inside and out. Thanks to their help, we confidently found our dream home. Highly recommended!
Kay’s expertise and dedication made my Algarve apartment search seamless, providing tailored recommendations and thoughtful guidance. I highly recommend his exceptional real estate services in Portugal.
We received outstanding support from Kay and are extremely happy with his approach! We’re absolutely thrilled with our beautiful apartment in Tavira 👍 Thank you, Kay!
Laurens and Kay provided outstanding service, offering expert guidance and tailored property options that made purchasing abroad seamless. I highly recommend Clover Homes for their professionalism, and extensive local knowledge.
Kay and Laurens from Clover Homes provided exceptional support in our Algarve home search, carefully selecting properties that perfectly matched our needs. Their expertise and dedication made the process seamless and enjoyable.
Kay from Clover Homes provided a professional, attentive, and personable experience, addressing all my questions about the real estate process in Portugal. Highly recommended.
If I could rate my experience with Kay and Lauren’s any higher it would be a 11/10.
They are both open, genuine and caring people and go above and beyond to help you and make it a success.
Laurens Beldman from Clover Homes made our property search in Portimão smooth and efficient, helping us secure a new build in just four days. We highly recommend Laurens to anyone seeking property in The Algarve.
Discover Algarve
Why come to portugal?
Some factors to take into consideration when deciding whether the Portuguese Algarve is for you.
Political
Advantages of Algarve
Portugal is politically stable, with pro-investment policies that encourage foreign real estate purchases. The renewed local lodging laws ensure short term rental possibilities in the whole of the Algarve
Economic
Advantages of Algarve
The Algarve offers competitive real estate returns compared to Spain’s coastal areas, with strong potential for property value appreciation as well as rental opportunities. Portugal also has a lower cost of living and favorable taxation for foreign investors. The booming tourism sector supports both short-term rental income and long-term growth. The property market has grown at an average 7.5 % per year in the last 20 years. In addition, the rental market is growing steadily in the last years due to the Algarve’s continuously growing popularity.
Social
Advantages of Algarve
The Algarve enjoys a high quality of life, with a lower population density than many regions in Spain, creating a peaceful and appealing environment. Portugal also has a strong expat community and is known for its friendly locals and widespread English proficiency. This combination makes it a top destination for retirees, digital nomads, and second-home buyers.
Technological
Advantages of Algarve
Portugal is advancing rapidly in terms of digital infrastructure, particularly in supporting remote work, which is a growing trend. The Algarve benefits from reliable internet connectivity and tech-friendly policies, fostering growth in PropTech. While Spain also has technological advancements, Portugal’s central government has made more nationwide progress. Additionally, the Portuguese government has one of the most sustainable agendas of the whole of Europe.
Natural
Advantages of Algarve
The Algarve is known for its commitment to sustainable tourism and environmental preservation, with strict regulations to maintain its natural beauty. Coastal landscapes are protected, which ensures responsible development. While Spain has similar initiatives, it faces greater challenges in balancing tourism with sustainability in some regions. In Spain overdevelopment and limited natural boundaries often result in massive touristic developments right on the first line, lacking cultural integration or natural preservation.
Frequently asked questions
Everything you need to know
Do I need anyone else in the process?
Yes, it’s essential to have a good team when buying property in Portugal. With Hatch, you gain access to our pre-qualified partner network, including lawyers, builders, mortgage and insurance brokers, architects, surveyors, and interior designers. We’ve carefully selected partners to ensure everything goes smoothly.
Do you help with the actual property purchase?
Yes, our service includes the acquisition stage, where we handle all communications and arrangements between the key parties involved (lawyers, owners, agents, councils, mortgage brokers, etc.). We manage everything so you can relax.
Can you help me renting out my property to cover costs and mortgage payments?
Yes! Hatch Real Estate specializes in the investment side of property purchases. Many buyers cover their costs and mortgage payments with rental income, making it possible to enjoy a holiday home essentially for free. We can take care of the complete rental operation for you.
Do I need a lawyer to buy a property?
While it’s not mandatory, it’s highly recommended to hire a lawyer when buying property in Portugal. The notary’s role is limited, so a lawyer can help with contracts, paperwork, and ensure everything is in order—especially if there’s a language barrier.